ABOUT PER DIEM - benefits -
Health Insurance/Prescription Plan
MedStaff Local offers a group PPO Health Insurance/Prescription Plan to all employees who work a minimum of thirty (30) hours per week. New employees are eligible after thirty (30) days of full-time employment and 120 hrs of work.
To maintain eligibility, employees must maintain a minimum of 90 hrs. per month.*
Highlights of the program include:
- PPO, no referrals needed
- Nationwide hospital coverage
- Low Office Visit Co-pays
You will now have the option to choose from two levels of coverage:
|
|
|
|
In-Network |
Out-of-Network |
| Annual
Deductible: |
$2,000/$4,000 |
$5,000/$10,000 |
| Coinsurance |
75% |
50% |
| Out-of-Pocket Maximum |
$8,000/$16,000 |
$9,000/$18,000 |
| Office Visit Copay |
$35copay |
50% after deductible |
| Specialist Copay |
$35 copay |
50% after deductible |
| Prescription Drug Copay |
$15/$35/$60 |
50% after deductible |
| (Generic/Brand/Non-Formulary) |
|
|
Premier Plan Summary: Download pdf, (203 kb)
|
|
|
|
In-Network |
Out-of-Network |
| Annual
Deductible: |
$4,000/$8,000 |
Not Covered |
| Coinsurance |
70% |
Not Covered |
| Out-of-Pocket Maximum |
$10,000/$20,000 |
Not Covered |
| Office Visit Copay |
$35copay |
Not Covered |
| Specialist Copay |
$35 copay |
Not Covered |
| Prescription Drug Copay |
$10/$35/$70 |
Not Covered |
| (Generic/Brand/Non-Formulary) |
|
|
Standard Plan Summary: Download pdf, (72 kb)
Monthly cost to employee: 120+ Hours/Month
PREMIER PLAN |
STANDARD PLAN |
| Single (employee only) |
$150 |
Single (employee only) |
$75 |
| 2-Party |
$667 |
2-Party |
$521 |
| Family |
$985 |
Family |
$794 |
Monthly cost to employee: *90-119 Hours/Month
PREMIER
PLAN |
STANDARD
PLAN |
| Single (employee only) |
$366 |
Single (employee only) |
$315 |
| 2-Party |
$831 |
2-Party |
$715 |
| Family |
$1,117 |
Family |
$962 |
To sign up for coverage, please download the Enrollment
Form (PDF format, 120 KB).
Please note: If employee participating in healthcare coverage fails to maintain 90 hours for the previous one (1) calendar month period, employee will be dropped from coverage on last date worked that month and appropriate COBRA paperwork will be mailed to employee.
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