ABOUT PER DIEM - benefits - Health Insurance/Prescription Plan

MedStaff Local offers a group PPO Health Insurance/Prescription Plan to all employees who work a minimum of thirty (30) hours per week. New employees are eligible after thirty (30) days of full-time employment and 120 hrs of work.
To maintain eligibility, employees must maintain a minimum of 90 hrs. per month.*

Highlights of the program include:

  • PPO, no referrals needed
  • Nationwide hospital coverage
  • Low Office Visit Co-pays

You will now have the option to choose from two levels of coverage:

  • Premier Plan

In-Network Out-of-Network
Annual Deductible: $2,000/$4,000 $5,000/$10,000
Coinsurance 75% 50%
Out-of-Pocket Maximum $8,000/$16,000 $9,000/$18,000
Office Visit Copay $35copay 50% after deductible
Specialist Copay $35 copay 50% after deductible
Prescription Drug Copay $15/$35/$60 50% after deductible
(Generic/Brand/Non-Formulary)


Premier Plan Summary: Download pdf, (203 kb)



  • Standard Plan

In-Network Out-of-Network
Annual Deductible: $4,000/$8,000 Not Covered
Coinsurance 70% Not Covered
Out-of-Pocket Maximum $10,000/$20,000 Not Covered
Office Visit Copay $35copay Not Covered
Specialist Copay $35 copay Not Covered
Prescription Drug Copay $10/$35/$70 Not Covered
(Generic/Brand/Non-Formulary)


Standard Plan Summary: Download pdf, (72 kb)



Monthly cost to employee: 120+ Hours/Month


PREMIER PLAN
STANDARD PLAN
Single (employee only) $150 Single (employee only) $75
2-Party $667 2-Party $521
Family $985 Family $794


Monthly cost to employee: *90-119 Hours/Month


PREMIER PLAN
STANDARD PLAN
Single (employee only) $366 Single (employee only) $315
2-Party $831 2-Party $715
Family $1,117 Family $962

To sign up for coverage, please download the Enrollment Form (PDF format, 120 KB).

Please note: If employee participating in healthcare coverage fails to maintain 90 hours for the previous one (1) calendar month period, employee will be dropped from coverage on last date worked that month and appropriate COBRA paperwork will be mailed to employee.

 

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